It's okay to skimp on some things, but if you're thinking of a major purchase such as buying a home or a car, dig deeper. Make sure you commit a big enough down payment; otherwise, you'll always be upside down on your loan. Go online and find a loan calculator to determine the lending sweet spot. If you can't swing at least 20 percent down, no matter how great the terms, wait. You'll be glad you did.
A powerful, ten-card Celtic Cross: Love Tarot reading answers your most intimate, heartfelt questions about love and romance. The Celtic Cross reveals your romantic past, present, and future. Let its wisdom be your inspiration in all matters of the heart, helping you understand and improve a specific love situation. Read More »