It's okay to skimp on some things, but if you're thinking of a major purchase such as buying a home or a car, dig deeper. Make sure you commit a big enough down payment; otherwise, you'll always be upside down on your loan. Go online and find a loan calculator to determine the lending sweet spot. If you can't swing at least 20 percent down, no matter how great the terms, wait. You'll be glad you did.
Dreams are not just random mental events that happen when we are asleep. They are incredibly symbolic, unconscious messages. They can give you advice, warnings, and reveal secret meanings behind your circumstances. Read More »