You can't afford frivolity right now, so cut back on something easy: the phone and the cable. If your landline's become obsolete, cancel your service. And take a look at your cell phone service. If you don't use all those bells and whistles -- you're needlessly spending money. And what about that cable? Anything you could possible want to watch is online -- and it's most likely free. Keep the basic channels and scrap the rest. Every lit bit counts.
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