Jan 16, 2021: Hey big shot! Think you're being the good guy (or gal) always picking up the dinner tab and treating your pals to coffee (or happy hour)? Uh, think again. Take a few minutes to look at your bank and credit card statements -- you don't have that kind of expendable income right now. And even if you do, you can't buy friends and respect. So stop shelling out the dough in any case. People will respect you more if you take care of yourself. Besides, your lunging for the bill makes others uncomfortable.

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