Oct 18, 2018: Get in the daily habit of monitoring your finances. Sure, it's kind of boring stuff, but this is your first-line defense against spotting money-wasting anomalies (such as identity theft and accounting mistakes). Check your bank account every day -- best to do it in then morning. It's also a great way to monitor your own spending. Same goes for credit card statements. Protecting yourself takes just a few minutes and it's totally worth it.

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