Jan 16, 2021: Well, your checking account is running on fumes; your savings account? Even worse. Armed with this information, a shopping frenzy is not in your best interest. And even if you're sitting on a small nest egg, don't blow it. Instead, stash away those pennies, because every bit counts. Shop around for the best interest rate -- chances are, you're not getting the most bang for your buck. Even if you stash away $5 a month, you're moving in the right direction. Make your own lunch; use the extra loot to increase your solvency.

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