Oct 16, 2018: In this crazy economy, think about cutting back. When it comes to trimming your budget (something you should consider doing), however, don't cut too deep. Sure -- the gym membership you never use can go. No sweat. But, avoid discarding the necessities. Don't let your health insurance, 401k deductions and other crucial expenses lapse -- a decision like that can create long-term consequences. You can always resubscribe to your deluxe cable package, but you can't replace good health.

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