Oct 18, 2018: Nothing drives you crazier than spending money needlessly. Waste not want not, so focus on the details. Don't pay your bills blindly. For instance, scrutinize that phone bill. Overages will cost you tons of cash if you're not careful. Better to pay a little more a month -- upgrade your plan. And it's travel season, so watch your baggage weight. More airlines are charging passengers for heavy luggage. Consult the airline's website for details.

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